Hi Tiff,
I am in similar situation with a student loan that was $29000 back in 1999 at now is $67000. Thinking about this make me almost faint. I never had had a good job, always under $28000. I am no a doctor, lawyer or CEO that can dream of a 3 digit salary. Every time I called American Education Services, it is the same mechanical reply that gives no hope. Pretty soon I will be facing a serious delinquency and obviusly default. I'm paying $15 dolars a day in interest that add to about $ 460 a month. I hardly sleep. It is taking a toll on my health and affecting my relationship with everyone. I would be totally bankrupt pretty soon and the worst thing is that by the time I retire, part of social security would be garnished. The future is so dark. i have call them so many times and try to get loans to pay off the debt or settled but no one is listening or willing to help. I am no a winner but it is nor fair to push us to the buttom this way. I honestly want to pay but the whole finantial system is designed only for winners.... it is just tooo much... I dont know what to do or say to daughter.